Demographics
Spencer is approximately 32.03 square kilometres. In 2016 the population of Spencer was 306. The population is 55% male and 45% female. On average the monthly mortgage repayments in Spencer are $1000 to $1399. The most common weekly income bracket is $400 to $499 per week. Weekly rents in the area are on average $225 to $275.Description
Spencer is a suburb of the Central Coast region of New South Wales, Australia. It is located on the north bank of the Hawkesbury River just upstream of that river's confluence with Mangrove Creek. Spencer is part of the City of Gosford local government area. Spencer is bounded by the Hawkesbury River to the south and west and Mangrove Creek to the east. Despite the relatively short distance from the Sydney- Newcastle Freeway as the crow flies, a boat across Mangrove Creek significantly reduces the distance to be travelled. The economy is rural based with farming and fishing as its main source of income. Tourism is a growing concern that is based around the history of the area and the beautiful scenery.